North Carolina Income Tax Guide 2025
North Carolina Tax Brackets 2025
North Carolina uses a progressive tax system with rates varying based on income level and filing status. Here's what you need to know:
Sample Take-Home Pay Calculations for North Carolina
Here's what different salary levels look like after taxes in North Carolina(assuming single filing status and standard deductions):
| Gross Salary | Net Take-Home | Effective Tax Rate | Monthly Net |
|---|---|---|---|
| $40,000 | $32,898 | 17.76% | $2,741 |
| $50,000 | $40,483 | 19.03% | $3,374 |
| $60,000 | $48,068 | 19.89% | $4,006 |
| $75,000 | $58,120 | 22.51% | $4,843 |
| $100,000 | $74,583 | 25.42% | $6,215 |
| $125,000 | $90,848 | 27.32% | $7,571 |
| $150,000 | $106,810 | 28.79% | $8,901 |
| $200,000 | $140,682 | 29.66% | $11,724 |
Living in North Carolina: Tax Considerations
When considering employment or relocation to North Carolina, it's important to factor in the total tax burden, including:
- State income tax rates
- Local taxes (if applicable)
- Sales tax rates
- Property tax rates
- Cost of living index
Maximizing Your Take-Home Pay in North Carolina
- Contribute to tax-deferred retirement accounts (401k, IRA)
- Utilize Health Savings Accounts (HSA) if eligible
- Take advantage of Flexible Spending Accounts (FSA)
- Understand available state tax deductions and credits
- Consider the timing of income and deductions
North Carolina vs Other States
Compare your take-home pay in North Carolina with other states: