Illinois Income Tax Guide 2025
Illinois Tax Brackets 2025
Illinois uses a progressive tax system with rates varying based on income level and filing status. Here's what you need to know:
Sample Take-Home Pay Calculations for Illinois
Here's what different salary levels look like after taxes in Illinois(assuming single filing status and standard deductions):
| Gross Salary | Net Take-Home | Effective Tax Rate | Monthly Net |
|---|---|---|---|
| $40,000 | $32,264 | 19.34% | $2,689 |
| $50,000 | $39,804 | 20.39% | $3,317 |
| $60,000 | $47,344 | 21.09% | $3,945 |
| $75,000 | $57,329 | 23.56% | $4,777 |
| $100,000 | $73,679 | 26.32% | $6,140 |
| $125,000 | $89,832 | 28.13% | $7,486 |
| $150,000 | $105,682 | 29.55% | $8,807 |
| $200,000 | $139,328 | 30.34% | $11,611 |
Living in Illinois: Tax Considerations
When considering employment or relocation to Illinois, it's important to factor in the total tax burden, including:
- State income tax rates
- Local taxes (if applicable)
- Sales tax rates
- Property tax rates
- Cost of living index
Maximizing Your Take-Home Pay in Illinois
- Contribute to tax-deferred retirement accounts (401k, IRA)
- Utilize Health Savings Accounts (HSA) if eligible
- Take advantage of Flexible Spending Accounts (FSA)
- Understand available state tax deductions and credits
- Consider the timing of income and deductions
Illinois vs Other States
Compare your take-home pay in Illinois with other states: