Montana Income Tax Guide 2025
Montana Tax Brackets 2025
Montana uses a progressive tax system with rates varying based on income level and filing status. Here's what you need to know:
Sample Take-Home Pay Calculations for Montana
Here's what different salary levels look like after taxes in Montana(assuming single filing status and standard deductions):
| Gross Salary | Net Take-Home | Effective Tax Rate | Monthly Net |
|---|---|---|---|
| $40,000 | $32,855 | 17.86% | $2,738 |
| $50,000 | $40,315 | 19.37% | $3,360 |
| $60,000 | $47,775 | 20.38% | $3,981 |
| $75,000 | $57,640 | 23.15% | $4,803 |
| $100,000 | $73,790 | 26.21% | $6,149 |
| $125,000 | $89,742 | 28.21% | $7,479 |
| $150,000 | $105,392 | 29.74% | $8,783 |
| $200,000 | $138,639 | 30.68% | $11,553 |
Living in Montana: Tax Considerations
When considering employment or relocation to Montana, it's important to factor in the total tax burden, including:
- State income tax rates
- Local taxes (if applicable)
- Sales tax rates
- Property tax rates
- Cost of living index
Maximizing Your Take-Home Pay in Montana
- Contribute to tax-deferred retirement accounts (401k, IRA)
- Utilize Health Savings Accounts (HSA) if eligible
- Take advantage of Flexible Spending Accounts (FSA)
- Understand available state tax deductions and credits
- Consider the timing of income and deductions
Montana vs Other States
Compare your take-home pay in Montana with other states: