Maryland Income Tax Guide 2025
Maryland Tax Brackets 2025
Maryland uses a progressive tax system with rates varying based on income level and filing status. Here's what you need to know:
Sample Take-Home Pay Calculations for Maryland
Here's what different salary levels look like after taxes in Maryland(assuming single filing status and standard deductions):
| Gross Salary | Net Take-Home | Effective Tax Rate | Monthly Net |
|---|---|---|---|
| $40,000 | $31,272 | 21.82% | $2,606 |
| $50,000 | $38,512 | 22.98% | $3,209 |
| $60,000 | $45,752 | 23.75% | $3,813 |
| $75,000 | $55,287 | 26.28% | $4,607 |
| $100,000 | $70,887 | 29.11% | $5,907 |
| $125,000 | $86,242 | 31.01% | $7,187 |
| $150,000 | $101,231 | 32.51% | $8,436 |
| $200,000 | $133,017 | 33.49% | $11,085 |
Living in Maryland: Tax Considerations
When considering employment or relocation to Maryland, it's important to factor in the total tax burden, including:
- State income tax rates
- Local taxes (if applicable)
- Sales tax rates
- Property tax rates
- Cost of living index
Maximizing Your Take-Home Pay in Maryland
- Contribute to tax-deferred retirement accounts (401k, IRA)
- Utilize Health Savings Accounts (HSA) if eligible
- Take advantage of Flexible Spending Accounts (FSA)
- Understand available state tax deductions and credits
- Consider the timing of income and deductions
Maryland vs Other States
Compare your take-home pay in Maryland with other states: