Massachusetts Income Tax Guide 2025
Massachusetts Tax Brackets 2025
Massachusetts uses a progressive tax system with rates varying based on income level and filing status. Here's what you need to know:
Sample Take-Home Pay Calculations for Massachusetts
Here's what different salary levels look like after taxes in Massachusetts(assuming single filing status and standard deductions):
| Gross Salary | Net Take-Home | Effective Tax Rate | Monthly Net |
|---|---|---|---|
| $40,000 | $32,344 | 19.14% | $2,695 |
| $50,000 | $39,879 | 20.24% | $3,323 |
| $60,000 | $47,414 | 20.98% | $3,951 |
| $75,000 | $57,392 | 23.48% | $4,783 |
| $100,000 | $73,729 | 26.27% | $6,144 |
| $125,000 | $89,869 | 28.10% | $7,489 |
| $150,000 | $105,707 | 29.53% | $8,809 |
| $200,000 | $139,328 | 30.34% | $11,611 |
Living in Massachusetts: Tax Considerations
When considering employment or relocation to Massachusetts, it's important to factor in the total tax burden, including:
- State income tax rates
- Local taxes (if applicable)
- Sales tax rates
- Property tax rates
- Cost of living index
Maximizing Your Take-Home Pay in Massachusetts
- Contribute to tax-deferred retirement accounts (401k, IRA)
- Utilize Health Savings Accounts (HSA) if eligible
- Take advantage of Flexible Spending Accounts (FSA)
- Understand available state tax deductions and credits
- Consider the timing of income and deductions
Massachusetts vs Other States
Compare your take-home pay in Massachusetts with other states: